Review Services

We offer two levels of ongoing review service.

These are:

1.              Private Client
2.              Advice Lite

Private client

Title Private Client Service
Overview

 A comprehensive specialist service that encompasses financial life planning, investment and pension planning, financial, estate and tax planning, typically delivered in partnership with other advisers.

High touch approach – Wealth Management style approach
Proposition

 A bespoke financial planning service for private clients with complex affairs that require continuous management, often in consultation with other specialist advisers
Client benefits
  • Peace of mind
  • A successful investment experience
  • Delegation to experts
  • Access to expertise and information
  • Clarity out of complexity
Methodology

 Predominantly face to face meetings with adviser at convenient location for clients and other advisers.

Supported by discretionary investment service or Wrap
Core service
  • Deep goal setting exercises
  • Financial analysis and plan, including risk profiling and bespoke lifetime cash flow modelling.
  • Annual 12 point financial health check
  • Valuation twice per annum
  • Face to face meetings typically twice pa or additionally as required
  • Access to any time to adviser and technical support
  • Annual review to update all elements of initial analysis and plan and recommendations for portfolio rebalance.
  • Proactive contact linked to relevant tax and/or legislative changes
  • Liaison with other professional and specialist advisers.
  • Document management – all records maintained and updated
Client contact

 Typically face to face meetings with frequency, as above, at location convenient to client and advisers. All meetings organised in advance.
Price

 1 % per annum

Suit clients with sophisticated financial needs.

Portfolios – £200,000+

Marketing communications

 Annual newsletter

Annual hospitality event or seminar

Advice Lite

Title Financial Advice Service
Overview

 A simple advice service geared towards immediate client requirements.

Low touch approach for clients with minimal annual needs.
Proposition

 An uncomplicated service for clients who do not require a high level of review or ongoing support.

Low risk investors
Client benefits

 Peace of mind

Access to expertise

Minimal paperwork and hassle

Satisfaction that finances are being looked after
Methodology

 Mix of face to face and remote contact with named adviser and back office team.

Meetings held at IFA office
Core service
  • Financial analysis and plan, including risk profile
  • Annual valuation
  • Face to face meetings, at least once per annum for certain key clients
  • Letter and telephone conversation linked to valuation every year
  • Periodic risk profile review
  • Document management – all records maintained and updated
Client contact

 Typically even split between face to face and remote – frequency agreed with client
Price

 £1,000 per annum

Suit clients with portfolios – £100,000 or less

Clients with cash only portfolios
Marketing communications

 Clients will receive an annual valuation, letter or phone call and the firm’s regular newsletter.